Our goal is to make it easy for our clients to transition to Medicare by offering clear and unbiased advice.  
From start to finish, we will be there to educate you about your options and assist with the enrollment process. We will help you apply for your Original Medicare card and enroll you in the Medicare plan of your choice. 
We represent the major insurance companies in Colorado (with the exception of Kaiser) and we offer independent advice to help you choose the coverage that best suits your healthcare needs, budget, and lifestyle. 
There are set rates for Medicare plans no matter how you enroll. Insurance companies compensate us (as determined by the Centers for Medicare and Medicaid). Our services are never a cost to you.
If you’re new to Medicare, we will explain:
  • The rights and options that are vital for you to be aware of when you turn 65 or retire.
  • The important differences between Medicare Supplement Plans and Advantage Plans and the consequences of choosing one type of plan versus the other. 
  • The complexities of Part D Prescription Drug Plans. We will ensure you have the lowest out of pocket costs for your drugs.
Healthcare needs and prescriptions change from time to time. As our client, we will review your plan each year to insure that you continue to have optimum coverage at the most affordable rates. Each year, during the Annual Election Period, which runs from October 15th to December 7th, we will compare your current plan with other plan offerings and, if necessary, help you change your insurance company or plan. 
We will be available year after year to answer your questions and to act as your advocate.
Call us today to set up a phone or in-person appointment and to receive personalized quotes.

Medicare Advantage Plans

  • HMO

  • PPO

  • PFFS: Private Fee For Service

  • Medicare/Medicaid Dual Eligible

  • Chronic Illness Special Needs

Medicare Supplement Plans

  • Medigap Plans A - N

Part D Prescription Drug Plans

  • Included in Medicare Advantage

  • Stand-alone

Dental / Vision

  • Insurance plans

  • Discount plans

A partial list of the insurance companies we choose to represent: is not associated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS) or any other government agency. Medicare has neither reviewed nor endorsed this information. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult

Our services are not a cost to you

All insurance companies have one set of rates regardless of how you enroll, and they compensate us. Our services are not a cost to you.

Make an appointment

Call or email us today for a free,

no-obligation consultation.

(303) 926-8626


Medicare Licensed Agents

1373 Forest Park Circle, Suite 102

Lafayette, Colorado 80026

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 © 2017 by Medicare Licensed Agents, Hilarie Kavanagh Owner/Agent

Medicare Supplement Insurance Plans, Medicare Advantage Plans, and Medicare Part D Prescription Drug Plans for Colorado.